Writing and Thinking

Can Economies Absorb the Capabilities They Create?

As knowledge, digital access and AI expand human capability, will economies create productive opportunities quickly enough to absorb it? A reflection on the shift from access toward productive participation, MSMEs, human capability and the capacity of economies and institutions to respond.

When Financial Inclusion Becomes Financial Leakage

Financial inclusion has focused heavily on bringing people into formal financial systems. This commentary examines the neglected outbound side of inclusion: where money goes after access, and when digital financial infrastructure can enable financial leakage rather than financial advancement.